1. Money

Health Insurance Employee Options

Health insurance is one of the most important benefits you can offer to an employee. With all the health plans on the market, it’s hard to decide what are the best options and the differences. Find out which plans best suit your needs.

Health Insurance Plan Basics
Offering health insurance has come to be expected. Learn the basic of health insurance coverage, including what types of plans you can choose from, such as a self-insured plan, a managed care plan or a consumer driven health plan.

Managed Care Health Plans
Most people are familiar with HMOs, POSs and PPOs. These are all different types of managed care plans. See what each one offers.

Health Maintenance Organizations (HMO)
Learn how HMOs work and the benefits to choosing one for your company.

Consumer Driven Health Plans
A good alternative to a regular health plan is a consumer driven health plan. These health plans are often used together with a high deductible health plan (HDHP) that helps when a catastrophic medical event occurs. An HDHP is a plan that has a high deductible to meet and a set out-of-pocket maximum, set every year by the IRS. An HDHP also has low premium costs.

Qualified High Deductible Health Plan
For companies considering implementing a high deductible health plan (HDHP), here is some information on what exactly an HDHP is and how it works.

Health Savings Account (HSA) Basics
HSAs are a fairly new type of health insurance coverage. Companies are now starting to seek out these alternatives to managed care to help save on employee benefit insurance expenses.

Employer Medicare Coverage
Medicare can be confusing. Learn about the basics of Medicare and what is offered to recipients, along the conditions of offering a group retiree coverage plan.

National Health Plan Ranking
Here is a list of health plans, ranked from best to worst by US News & World Report

Official Medicare Site
This site is the official federal Medicare site. Use this site to upload forms and find out the latest on Medicare.

Employee Benefits 101 – Options and Requirements
About.com shares the basic guidelines for employee benefit plans, options and legal requirements under the Affordable Care Act.

Encourage Employee Benefit Participation and Value
Dig deeper into employee benefits as we talk about boosting plan participation by understanding how and why employees see the value of their benefits.

Administration of Employee Benefit Programs
Guidelines for employee benefits administration through the use of recruitment planning, cost analysis, and careful selection of the right benefits technology.

Employee Benefit Options for Students
Understanding the options in affordable employee benefits programs for college students and their families can help preserve student health and wellness.

What Kind of Health Insurance Do I Need?
Learn why health insurance is so important, what the law says about the kind of health insurance you are required to obtain, and how to choose the best plan.

Voluntary Employee Benefits
The basics of Voluntary Employee Benefits, their business advantages, and guidelines for augmenting required health care plans for employees.

Non-Cash Employee Benefits
Learn more about non-cash or fringe employee benefits, with ideas that any organization can use to boost compensation packages. Basic tax guidelines.

You can opt-out at any time. Please refer to our privacy policy for contact information.

©2014 About.com. All rights reserved.