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Health Insurance Employee Options

Health insurance is one of the most important benefits you can offer to an employee. With all the health plans on the market, it’s hard to decide what are the best options and the differences. Find out which plans best suit your needs.

Health Insurance Plan Basics
Offering health insurance has come to be expected. Learn the basic of health insurance coverage, including what types of plans you can choose from, such as a self-insured plan, a managed care plan or a consumer driven health plan.

Managed Care Health Plans
Most people are familiar with HMOs, POSs and PPOs. These are all different types of managed care plans. See what each one offers.

Health Maintenance Organizations (HMO)
Learn how HMOs work and the benefits to choosing one for your company.

Consumer Driven Health Plans
A good alternative to a regular health plan is a consumer driven health plan. These health plans are often used together with a high deductible health plan (HDHP) that helps when a catastrophic medical event occurs. An HDHP is a plan that has a high deductible to meet and a set out-of-pocket maximum, set every year by the IRS. An HDHP also has low premium costs.

Qualified High Deductible Health Plan
For companies considering implementing a high deductible health plan (HDHP), here is some information on what exactly an HDHP is and how it works.

Health Savings Account (HSA) Basics
HSAs are a fairly new type of health insurance coverage. Companies are now starting to seek out these alternatives to managed care to help save on employee benefit insurance expenses.

Employer Medicare Coverage
Medicare can be confusing. Learn about the basics of Medicare and what is offered to recipients, along the conditions of offering a group retiree coverage plan.

National Health Plan Ranking
Here is a list of health plans, ranked from best to worst by US News & World Report

Official Medicare Site
This site is the official federal Medicare site. Use this site to upload forms and find out the latest on Medicare.

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